Few things are more stressful than the IRS coming after your money. One day, you’re getting notices in the mail. The next, your paycheck is smaller, your bank account is frozen, or a lien is placed on your property. If you’re feeling overwhelmed, you’re not alone—but you don’t have to go through this without help.
At Thorgood Law Firm, our experienced New York tax attorneys have helped countless clients protect their income and assets from aggressive IRS collection efforts. Whether you’re facing a tax lien, a levy, or a wage garnishment, we know how to fight back. The sooner you take action, the more options you have. Let us help you regain control before the IRS takes more than it should.
How to Tell If the IRS Is About to Take Action Against You
Dealing with the IRS can feel like a slow-moving storm—everything seems fine at first, but warning signs start to appear. Ignoring those signs can lead to serious financial consequences, from frozen bank accounts to lost wages. The IRS doesn’t seize assets overnight, but once they decide to act, stopping them becomes much harder.
Some red flags that IRS collection efforts may be coming include:
- Multiple IRS notices about unpaid taxes
- A Final Notice of Intent to Levy
- Mounting interest and penalties on tax debt
- Ignoring IRS letters for months or years
If any of these apply to you, now is the time to act. The IRS has powerful tools to collect what they’re owed, and they won’t wait forever. The sooner you address the issue, the better your chances of protecting your income and assets. Our New York tax lawyers can step in immediately to fight for you and stop the IRS in its tracks.
What Happens If You Owe the IRS in New York?
If you owe taxes and don’t make arrangements to pay, the IRS has several ways to collect the debt.
Common IRS collection actions include:
- Tax liens – A public, legal claim against your property that can prevent you from selling or refinancing.
- Bank levies – Direct seizure of money from your bank account.
- Wage garnishments – A portion of your paycheck is deducted before you receive it.
Ignoring IRS notices will only make matters worse. Thorgood Law Firm’s tax attorneys have the experience to fight back, negotiate on your behalf, and protect your assets.
Can the IRS Take Everything You Own in New York?
The IRS has strong collection powers, but there are limits to what they can take. While they can’t seize your entire paycheck, they can garnish a significant portion. They also can’t take basic necessities like food or work tools, but they can seize assets such as your home, car, or bank accounts—and in some cases, even Social Security benefits.
The key is to act quickly before things escalate. Our New York tax lawyers are here to help protect your assets and prevent the IRS from taking action against you. Let us guide you through this and fight for your financial future.
What Is an IRS Tax Lien and How Can a New York Tax Attorney Remove It?
A tax lien is a legal claim the IRS places on your property when you owe taxes. This can make it nearly impossible to sell your home, take out loans, or maintain a good credit score.
How a New York tax attorney can help:
- Lien withdrawal – If the lien was improperly filed, we can request removal.
- Lien subordination – Allows you to take out loans or refinance even with a lien in place.
- Payment negotiations – Setting up a plan to satisfy tax debt and remove the lien.
Tax liens can quickly escalate into levies, where the IRS seizes your assets. Acting early can prevent serious financial consequences.
How to Stop an IRS Levy Before They Seize Your Money
Unlike a lien, which is just a claim, a levy allows the IRS to take your money or property directly. The IRS may freeze your bank account, take physical assets such as your car or home, or garnish your wages by deducting money directly from your paycheck.
If your bank account has already been frozen, time is of the essence. The longer you wait, the harder it is to recover what you’ve lost. Thorgood Law Firm’s tax attorneys and wage garnishment lawyer act quickly to stop or remove an IRS levy, ensuring your assets are protected before the IRS takes further action.
How Long Does an IRS Wage Garnishment Last in New York?
Once the IRS begins garnishing your wages, the process can continue until:
- The debt is fully paid.
- A settlement or payment plan is arranged.
- It is proven that the garnishment is causing undue financial hardship.
In some cases, the IRS may take a significant portion of your paycheck, leaving you with little to cover your everyday expenses.
At Thorgood Law Firm, our wage garnishment attorney can help by negotiating a release of the wage garnishment, setting up a structured payment plan to stop further deductions, and ensuring you don’t pay more than necessary. Acting quickly is key to stopping garnishments and protecting your financial well-being.
Why You Should Hire a Thorgood Law Firm New York Tax Lawyer?
If you’re struggling with IRS debt, wage garnishments, or bank levies, having an experienced New York tax lawyer on your side can make all the difference. The IRS does not make it easy to resolve tax debt, and dealing with their complicated procedures alone can be overwhelming.
With the right legal representation, you may be able to stop IRS collections before they escalate, reduce or eliminate penalties and interest, and negotiate a payment plan or settlement that works for you. IRS collection actions become more aggressive the longer you wait. By acting now, you can protect your bank accounts, minimize financial consequences, and secure a long-term solution.
Our tax attorneys have the experience to fight for your financial future and help you take back control.
Speak with a New York Tax Attorney About Your IRS Issues
If you’re struggling with IRS tax debt, wage garnishments, or levies, you don’t have to go through it alone. At Thorgood Law Firm, we understand how stressful these situations can be, and we’re here to help you handle them with confidence.
Our experienced New York tax attorneys will review your case, explain all your options, and guide you through every step of the process to help you regain control of your financial future.
The IRS won’t wait, and neither should you. Don’t let tax issues spiral out of control—contact Thorgood Law Firm today to schedule your consultation. Call (212) 490-0704 or contact us online to get started. We’ll work tirelessly to find the best solution for your situation, so you can focus on what matters most to you.
